Friday, January 27, 2012

Real Estate Market Confusing?


Need to ease the pain of an unstable and confusing real estate market?

David Ruch has a thorough understanding of complex issues in today’s turbulent real estate industry and knowledge of foreclosure avoidance options available to homeowners. David can helprovide solutions, specifically short sales, for homeowners facing market hardships.

Homeowners regularly proceed without guidance of any kind through the often financially and emotionally devastating prospect of foreclosure. Speaking with a well-informed, licensed real estate professional is the best course of action for a homeowner in distress. Through comprehensive training and experience, David Ruch and his team have the tools to help homeowners find the best solutions for their unique situations and to avoid foreclosure through the efficient execution of a short sale.

Living through financial difficulties poses a challenge for any family, so why make the process of finding a qualified real estate professional difficult too?

We don’t merely assist in selling properties, we also serve and help save clients in need.

David Ruch has been in the real estate and lending business for over 26 years. David can help look at your credit score. If you would like to get preapproved or get get an idea of your price range or want more information on Short Sales or bank owned homes, call David today at (303) 840-9252.

Call Today!!
(303) 840-9252





Friday, January 20, 2012

Best Time to Re-Finance, Low Rates!



Best Time to Re-Finance
Mortgage Rates as All Time Low!

Take advantage of the low mortgage rates right now and purchase a home or re-finance your current home! The average 30-year fixed mortgage rate holding at the record low of 4.18 percent for the third consecutive week; the average 30-year fixed mortgage has an average of 0.35 discount and origination points.


The average 15-year fixed mortgage inched up from last week's record, to 3.39 percent, while the jumbo 30-year fixed mortgage set another new low of 4.58 percent. The last time mortgage rates remained above 6 percent was back in November 2008. At the time, the average 30-year fixed rate was 6.33 percent, meaning a $200,000 loan would have required a monthly payment of $1,241.86. With the average rate now 4.18 percent, the monthly payment for the same size loan would be $975.70, a difference of $266 per month for anyone refinancing now.


Our company can re-finance with no cost to you, call today to inquire about purchasing a home or re-financing!

David Ruch has been in the real estate and lending business for over 26 years. David can help look at your credit score. If you would like to get preapproved or get get an idea of your price range or want more information on Short Sales or bank owned homes, call David today at (303) 840-9252.

Call Today!!
(303) 840-9252